Are you looking for a reliable and experienced, and well established loan centre for your credit-challenged customers?
If you are, Prudent is the place to come. We serve dealers across Toronto, the GTA and surrounding regions. We now loan up to $20,000.
We never decline a deal and we'll always make you an offer.

Prudent is a Canadian-owned family business, in operation since 1984. Since then, we have specialized in giving open and affordable personal and car loans to people who have had bankruptcies, undischarged and discharged, proposals and past problems with credit.
We can offer you:
At the very least, same day approval. Often within a couple of hours.
Competitive referral fees
Zero down payment if qualified.
Prudent is a member of Ontario Motor Vehicle Industry Council and the Used Car Dealers Association of Canada.
Two pieces of ID
Void cheque
Insurance policy for Prudent to verify with insurance company. We require full coverage which includes comprehensive, collision and liability insurance.
Computerized paystub showing base rate of pay, tax deductions and YTD earnings
Proof of down payment if it exceeds $4000 -- ie. bank draft or money order or cash. Personal note from the dealer does not suffice as proof.
Two references, preferably family, with phone numbers and address.