Borrowing Using Your Vehicle

We offer same day loans of up to $20,000 if you borrow against your paid off vehicle. All loans are open and can be paid back at any time. Our interest rates, which are 5.75% to 9.9% plus fees, are the best in the financial industry which lends to people with bad credit. The rates depend on your job, income, debt and if you have a paid off car 6 years or newer.

Your loan can also help you repair your credit.

If you have any questions please call us. We'd be happy to help.

Prudent Financial Services - Borrowing Using Your Vehicle

To qualify for up to $20,000

  • Cars must be paid off, 6 years or newer, no liens, fully insured, in your name only

  • Self-employed, people on commissions, pensions and gratuities are also eligible for loans with paid off vehicles

When coming in to office, please bring the following:

  • Computerized pay stub

  • Insurance policy. Note that we verify this with your insurance company. Click here to learn about the best comparative insurance rates.

  • Two pieces of ID and a void cheque.

  • Ownership and license.

  • Two references, preferably family, with home, phone number and address.

  • Please bring a current bank statement.

Apply Now for a Personal Loan

Are you a discharged or undischarged bankrupt? Are you almost finished your proposal or had past bad debt which has been paid off?
Then call Prudent Financial Services or click below to apply online today.

Get a Personal or Car loan.
Get a loan using your vehicle.