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Personal & Car Loan Services

Prudent personal loans


Prudent specializes in loans and repairing credit for:


  • Discharged and undischarged bankrupts
  • People whose proposals are paid/almost paid
  • R9's, past collections and bad credit history O.K. if debt paid off or resolved through bankruptcy or proposal

Prudent car loans

  • Car and truck loans from Prudent’s dealership, Prudent Value Cars,(click here) as well as from any other dealer of your choice
  • Dealers who have problems finding financing for customers with bad credit to find out more
  • Prudent Value Cars selects the best pre-owned cars and offers a no-money down payment plan with flexible financing for all kinds of credit to see cars

Loan amounts

  • Unsecured personal loans up to $3,000
  • Up to $15,000 with paid-off vehicle, 6 years or newer, fully insured, no liens
  • Up to $15,000 on any car from a dealer of your choice or from our dealership--Prudent Value Cars

Prudent services

  • Pre-qualify on the phone before coming
  • No upfront fees -- Open loans -- Fast same day loans
  • Deferred payments up to 2 weeks -- No charge if called 2 business days before payment date
  • Electronic transfer of funds for out-of-town customers after 1st visit to office

Rebuilding credit-Prudent's most serious service committment

  • Prudent reports regularly to Equifax. When you pay your Prudent loan on time, Prudent gives you the highest credit rating--I1.
  • Not enough cash in your bank account? Call us! Prudent will hold your payments - free of charge for up to 2 weeks if you call us 2 business days before the payment date. In this way, Prudent protects your credit rating and you avoid hefty NSF charges.

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