Bad credit personal or car loans in Toronto GTA

Bad credit Personal Loans - up to $5,000

Please note that all loans are subject to approval and depend on income and debt. Basic qualifications are the following:

• Full time employment – 1 yr. – in a workplace of 10 or more employees.

• Computerized pay stub. (with deductions not 'self employed'.)

• Earning $16/hour min.

• R9’s, past collections OK if resolved through bankruptcy, proposal or counselling.

• If you’ve had collections or past debt paid off, please bring proof of payment.

• Please bring a current bank statement.

• Two references, preferably family, with phone numbers and address.

Bad credit Car Loans - up to $25,000

Cars may be bought from our Prudent Value Cars (PVC) dealership, 2 minutes away from Prudent Financial Services, or from any dealer of your choice. If you don’t see the car you want at PVC, tell us what you do want by clicking on our Find-A-Car Button. Most times we can get it for you at competitive prices. Get the car you want and the loan you need all on the same day.

Please note that all loans are subject to approval and depend on income and debt. Basic qualifications are the following:

• Full time employment – 1 yr. – in a workplace of 10 or more employees.

• Computerized pay stub. (with deductions not 'self employed'.)

• Earning $18/hour min.

• R9’s, past collections OK if resolved through bankruptcy, proposal or counselling.

• If you’ve had collections or past debt paid off, please bring proof of payment.

• Please bring a current bank statement.

• Two references, preferably family, with phone numbers and address.

For more information about Prudent Value Cars and inventory, click here.
Prudent is a member of Ontario Motor Vehicle Industry Council and the Used Car Dealers Association of Canada.