Our interest rates, which are 5.75% to 9.9% plus fees, are the best in the financial industry which lends to people with bad credit. The rates depend on your income, debt and if you have a paid-off car six years or newer.
Even if you have current debt problems, if you have a good income, you may be eligible for a $500 annual loan for a monthly cost of $9.00 or up to a $1000 annual loan for a monthly cost of $19.75. Click here.
Note that most, but not all, personal loans can now be processed online, and funds electronically transferred to your bank.
To qualify:
Full time employment – 1 yr. – in a workplace of 10 or more employees.
Computerized pay stub. (with deductions not 'self employed'.)
Earning $16/hour min.
R9’s, past collections OK if resolved through bankruptcy, proposal or counselling.
If you’ve had collections or past debt paid off, please bring proof of payment.
Please bring a current bank statement.
Two references, preferably family, with phone numbers and address.
Cars may be bought from our Prudent Value Cars (PVC) dealership, 2 minutes away from Prudent Financial Services, or from any dealer of your choice. If you don’t see the car you want at PVC, tell us what you do want by clicking on our Find-A-Car Button. Most times we can get it for you at competitive prices. Cars at PVC are mostly under $10,000 except for SUV’s, vans and trucks.
To qualify:
Full time employment – 1 yr. – in a workplace of 10 or more employees.
Computerized pay stub. (with deductions not 'self employed'.)
Earning $16/hour min.
R9’s, past collections OK if resolved through bankruptcy, proposal or counselling.
If you’ve had collections or past debt paid off, please bring proof of payment.
Please bring a current bank statement.
Two references, preferably family, with phone numbers and address.
For more information about Prudent Value Cars and inventory, click here.
Prudent is a member of Ontario Motor Vehicle Industry Council and the Used Car Dealers Association of Canada.
Are you a discharged or undischarged bankrupt? Are you almost finished your proposal or had past bad debt which has been paid off?
Then call Prudent Financial Services or click below to apply online today.
