Prudent Value Cars - a division of PFS


Prudent's dealership serves customers from across Toronto, the GTA and surrounding areas. We are just two minutes away from our loan centre, Prudent Financial Services.

Our interest rates, which are 5.75% to 9.9% plus fees, are the best in the financial industry which lends to people with bad credit. The rates depend on your job, income, and debt.

Prudent car loans can also help repair your credit. If you have any questions, call us. We’d be happy to help.

Prudent Financial Services - Prudent Value Cars

Welcome to Prudent Value Cars Ltd.

At PVC, we make sure that our pre-owned vehicles adhere to the highest safety standards, particularly because we do the financing on all the vehicles we sell. We offer a 30-day free warranty on all mechanicals bumper to bumper just to be sure everything is ok.

Our top quality but affordable vehicles are priced at $10,000 and under except for SUV’s and vans. Zero financing available for qualified customers.

Click here to see our inventory and our car of the week.

If you don’t see the vehicle you want, click on our Find a Car form below. Let us know what you’re looking for. Most of the time, we can get it for you at competitive prices.

Find a Car

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Get the scoop on the best tips to keep your car happy and healty, and save money at the same time.

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Are you a discharged or undischarged bankrupt? Are you almost finished your proposal or had past bad debt which has been paid off?
Then call Prudent Financial Services or click below to apply online today.

Get a Personal or Car loan.
Get a loan using your vehicle.