How to Build Good Crediit
Building good credit involves a lot of moving parts. Here are the top 3 most important things you will need to do to build good credit.
Do not apply for credit more than 4 times in any one calendar year.
Make your minimum monthly payments on time.
Do not exceed credit card balances greater than 75% of your credit limit.
Installment credit (loans and mortgages) always are better that revolving credit (credit cards and lines of credit) because the balance doesn’t fluctuate and they typically bear less interest.
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