Prudent offers the most affordable same-day open loans to people with bad credit across Toronto, the GTA and surrounding regions.
Our competitors promise fast, cheap loans but their interest charges are much higher than ours. Our interest rates, which are 5.75% to 9.9% plus fees, are the best in the financial industry which lends to people with bad credit. The rates depend on your job, income, debt and if you have a paid off car 6 years or newer.
Need a loan? Bankrupt, proposal, past bad credit?
Call Prudent today.


Get an open same-day personal loan of up to $5,000 or a car loan of up to $20,000.

Get a loan of up to $20,000 by borrowing using your 6 years or newer vehicle.

Buying a car or truck? Get the vehicle you want and the financing you need on the same day.

Get a competitively priced 1st, 2nd or 3rd mortgage to consolidate your debt, renovate, take out a commercial loan, or take care of important financial matters, such as paying off a proposal.