Loans and Services


Prudent offers the most affordable loans to people with bad credit across Toronto, the GTA and surrounding regions.

Our competitors promise fast, cheap loans but their interest charges are much higher than ours. Our interest rates, which are 5.75% to 9.9% plus fees, are the best in the financial industry which lends to people with bad credit. The rates depend on your job, income, debt and if you have a paid off car 6 years or newer.

Need a loan? Bankrupt, proposal, past bad credit?
Call Prudent today.

Prudent Financial Services - Loans and Services
Personal or Car Loan

Personal or Car Loan

Get a personal loan of up to $3,000 or a car loan of up to $15,000.

Apply Now for a Personal or Car Loan
Learn More about our Personal or Car Loan
Borrow Using Your paid off Vehicle

Borrowing Using Your Vehicle

Get a loan of up to $15,000 by borrowing using your vehicle.

Apply Now to Borrow Using Your Vehicle
Learn More about how to Borrow Using Your Vehicle
Prudent Value Cars

Prudent Value Cars

Buying a car or truck? Get the vehicle you want and the financing you need on the same day.

Learn More about Prudent Value Cars
Home Equity Loan

Home Equity Loans (coming soon)

Make your home equity work for you. Renovate, consolidate, take care of important financial matters.

Autofinancing for Dealers

Autofinancing for Dealers

Are you looking for a reliable, experienced, and well established loan centre?

Learn More about Autofinancing for Dealers

Are you a discharged or undischarged bankrupt? Are you almost finished your proposal or had past bad debt which has been paid off?
Then call Prudent Financial Services or click below to apply online today.

Get a Personal or Car loan.
Get a loan using your vehicle.