Prudent doesn’t just provide loans to people with bad credit histories. We go several steps further than our competition to help you repair your credit.
If you have any questions, call us. We’d be happy to help.
Prudent reports regularly to Equifax. You receive the highest credit rating which is I1 when you pay on time.
If you can't pay on time, Prudent will hold your payment - free of charge for up to 2 weeks - if you call us 3 business days before the payment date. This protects your credit rating and helps you avoid costly NSF's from the bank and Prudent. This is not meant for frequent use; only when absolutely necessary.
We encourage customers to tell us about anything which will adversely affect loan payments, for example, accident, sickness, death in family, changes in employment or terminations. Prudent has a history of working with its clients when bad things happen. We lower payment schedules and rewrite loans for example.
Major reasons for bad credit problems are defaults on pay day loans and paying only the minimum on credit cards.
To Learn More, click here for ABC’s of Credit.
Are you a discharged or undischarged bankrupt? Are you almost finished your proposal or had past bad debt which has been paid off?
Then call Prudent Financial Services or click below to apply online today.
