1-888-852-7647 info@prudentfinancial.net

Bankruptcy Loans and Proposal Loans for Barrie

Barrie residents can get a same day loan at Prudent after bankruptcy, during bankruptcy and even at the beginning of bankruptcy – whatever stage of bankruptcy you’re in.

Proposals are different. Prudent offers same day loans after a proposal. During a proposal, it will depend on your job, income and debt and if you have a paid off car 6 years or newer. Loans are also available at the beginning of a proposal if you have a paid off car or if you wish to buy a car.

Please note prudent might pay off your proposal depending on how much you owe.

Why wait 6 years to start improving your credit repayment history when you can start reporting with a Prudent loan today!

All Prudent loans are reported to the major credit bureaus in Canada.  As long as you pay on time Prudent will report your positive Prudent loan rating (I 1) to the major credit reporting agencies in Ontario. 

For pre-approval speak to a loan officer today at  1-888-852-7647 or apply online. 

Click here to learn more about the ABCs of credit.

Why come to Prudent?

  • In 1984, Prudent was the first in Ontario to offer bankruptcy loans.
  • You won’t believe our low rates and great service for discharged or undischarged  bankruptcy and proposal loans in the GTA.
  • Have an emergency? Call 3 business days before the payment date. We’ll hold your payment up to 2 weeks – no charge! No costly NSF’s charges.
  • All our loan payments are reported to the credit bureaus, so you can start to rehabilitate your credit.


Barrie – “The People Are The City”

The motto,  “The People are the City” serves the city of Barrie perfectly as it’s the 21st largest CMA (Census Metropolitan Area) in Canada with a high density population of 187,013 in its metropolitan area.

Located on the western shores of Lake Simcoe, Barrie has a rich history dating back to the 1812 war including  many national monuments such as Fort Willow and a mid-19th century underground railway.

Downtown Barrie is the centre of many popular festivals and events such as – The Barrie Waterfront Festival, Barrielicious, Winterfest, Ecofest, Jazz & Blues Festival, Promenade Days, Ribfest and Craft Beer Show, Caribfest, Kempenfest, The New Music Festival, Barrie Film Festival and so on.   It also has great outdoor recreation areas, hiking trails and charming boutiques in its downtown areas.

Many of Prudent’s long term clients are from Barrie – which makes Prudent a one stop lending place for people with bad credit all over the GTA.