1-888-852-7647 info@prudentfinancial.net

Bankruptcy Loans and Proposal Loans for Kitchener

Kitchener residents can get a same day bad credit loan at Prudent after bankruptcy, during bankruptcy and even at the beginning of bankruptcy – whatever stage of bankruptcy you’re in.

Proposals are different. Prudent offers same day loans after a proposal. During a proposal, it will depend on your job, income and debt and if you have a paid off car 6 years or newer. Loans are also available at the beginning of a proposal if you have a paid off car or if you wish to buy a car. Please note prudent might pay off your proposal depending on how much you owe.

Why wait 6 years to start improving your credit repayment history when you can start reporting with a Prudent loan today!

All Prudent loans are reported to the major credit bureaus in Canada. As long as you pay on time Prudent will report your positive Prudent loan rating (I 1) to the major credit reporting agencies in Ontario.

For pre-approval speak to a loan officer today at 1-888-852-7647 or apply online.

Click here to learn more about the ABCs of credit.

Why come to Prudent?

  • In 1984, Prudent was the first in Ontario to offer bankruptcy loans.
  • You won’t believe our low rates and great service for discharged or undischarged bankruptcy and proposal loans in the GTA.
  • Have an emergency? Call 3 business days before the payment date. We’ll hold your payment up to 2 weeks – no charge! No costly NSF’s charges.
  • All our loan payments are reported to the credit bureaus, so you can start to rehabilitate your credit.


Kitchener – Innovative and Dynamic

Kitchener is the largest city in Waterloo Region offering a wealth of job opportunities through the operations of four major municipal business parks including: the Bridgeport Business Park, the Grand River West Business Park, the Huron Business Park and the Lancaster Corporate Centre.

The city’s oldest outdoor park – Victoria Park – is the hub of numerous local festivals such as: the Open Ears Festival, IMPACT theatre festival, the Multicultural Festival, the Kitchener Blues Festival and Kids’ Park. However, Kitchener-Waterloo’s Oktoberfest celebration is said to outshine them all! It’s known to be the largest Bavarian festival in the world outside of Germany. Other popular points of interests are – Rockaway Gardens, Grand River trails and McLennan Park.

The renowned University of Waterloo’s faculty of Health Science is located in Kitchener. The University of Waterloo is famous all around the globe for the vital role it played during the development of Blackberry Software.