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Bad credit loans for Kitchener / Waterloo / Cambridge

The Lowest rates for bad credit loans. We are the pay day loan alternative. Fast, convenient and MUCH lower than a pay day loan.

Bankruptcy/proposal loan specialists since 1984

Personal loans up to $5,000

Car paid off 6 years or newer? Borrow up to $20,000

We hold payments free of charge (up to 2 weeks)

Open loans - pay off early

Experienced debt specialist on staff

To Qualify:

  • Full time employment – 6 months min. (based on previous history of consistent employment )– in a workplace of 10 or more employees.
  • Computerized pay stub with deductions.
  • Earning an average of $18/hour or a minimum of $38,000/yearly.

If you don’t meet the above criteria you may still be eligible if you have a paid off vehicle 6 years or newer.