Bad debt paid off but still have bad credit?

Bad debt paid off but still have bad credit?

After having problems with credit it may seem scary to get back out there and start rehabilitating. You may think that there is no one out there who can help. If you qualify for a Prudent loan we can help. Here are a few tips.

  • Request your credit report to ensure that all paid debts have been reported to your credit report
  • Report any inaccuracies to the credit reporting agency immediately
  • Send proof of your payments to the credit bureau independently
  • A personal loan from Prudent will help you rehabilitate your credit
  • Use the proceeds of your Prudent loan to obtain a secured credit card (you can obtain an application at our office) so that you have a second credit product reporting to your credit report
  • Make your monthly payments on time and then request your credit report in 6 months to see the progress

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Prudent Financial Services

Serving the GTA since 1984

North York