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Back to School Expenses: Filling Shortfalls

Back to School Expenses: Filling Shortfalls

School is nearly back in session and with it back-to-school expenses. Whether you have children who are heading back to school, or you’re returning to college or university and managing student loan debt, this time of year can be expensive. According to an Angus Reid poll of…

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[New Video] How to Get the Loan You Need, Even with Bad Credit

[New Video] How to Get the Loan You Need, Even with Bad Credit

Learn how to get approved for a loan, even with bad credit! Download a free eBook, written by Prudent Financial – a trusted lender since 1984. Essentials on getting the loan you need. Download your free eBook today: https://www.prudentfinancial.net/getting-loan-approved-even-with-bad-credit

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Options for Cutting Your Monthly Expenses By 50% — Or More!

Options for Cutting Your Monthly Expenses By 50% — Or More!

Sometimes no matter how much you try to make ends meet, your monthly expenses stretch you thin. In this case, you have two options: the first is to earn more money (easier said than done sometimes!). The second option is to reduce your monthly expenses. There are…

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Preparing to Refinance/Renew Your Mortgage at a Higher Interest Rate

Preparing to Refinance/Renew Your Mortgage at a Higher Interest Rate

Are you planning to renew your mortgage soon? If so, you could be in for sticker shock. Economists estimate about 24.1% of mortgages will renew in 2020, and 26.8% in 2021. Since 2017, we have seen interest rates rise significantly, going from 0.5% to 1.75%. If you…

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How to Obtain Home Equity Financing Without Getting Other People on Title Involved

How to Obtain Home Equity Financing Without Getting Other People on Title Involved

Home equity financing can help you achieve a lot of financial goals — complete a home renovation, fund a major event, like a wedding or tuition, get out of debt, and more. But sometimes it can be difficult to secure the financing if there are other people…

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Just Filed for Bankruptcy – When Can I Start Rebuilding Credit?

Just Filed for Bankruptcy – When Can I Start Rebuilding Credit?

If you’ve just filed for bankruptcy, rebuilding credit may be on your mind. The good news is that you don’t have to wait long. In fact, when it comes to rebuilding credit after bankruptcy, the sooner you start, the better. Believe it or not, you can actually…

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Canadian Interest Rate Staying the Same for the Summer

Canadian Interest Rate Staying the Same for the Summer

Why It’s the Perfect Season for Debt Consolidation The Canadian interest rate isn’t going up this summer. On July 10, 2019, the Bank of Canada (BOC) announced that the Canadian interest rate will remain unchanged this month, staying at 1.75%. As this is the last BOC announcement…

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Steps to Getting a Car Loan When You Have Bad Credit

Steps to Getting a Car Loan When You Have Bad Credit

Car loan financing can get expensive quickly even when you have good credit — and even more so when you have bruised or bad credit. Luckily, there are steps you can take to find an affordable car loan with bad credit. The key is being prepared. Step…

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FREE Toronto Canada Day Events for the Whole Family!

FREE Toronto Canada Day Events for the Whole Family!

1.East York Canada Day Parade & Festival 2019 Beginning with a parade, this day of family fun includes rides, artisans, food, live music, demonstrations by IMPACT Skate Club, and more. Location: Stan Wadlow Park, 373 Cedarvale Avenue, East York More information: https://www.todocanada.ca/city/toronto/event/east-york-canada-day-celebrations/ 2.Q107 Canada Day Picnic Head…

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Credit Repair 101 – How the Credit You Choose Impacts Rebuilding Your Credit

Credit Repair 101 – How the Credit You Choose Impacts Rebuilding Your Credit

Your credit score is affected by many things, but did you know that the type of credit you choose actually plays a factor? Many people approach credit repair by choosing a credit product and paying that credit off on time and in full. While this is a…

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