Ways to Get Money for Home Renovation (Smart Money Tips)

Financing Options for Home Renovation Home renovations can make your home more enjoyable and they can also improve the value of your property. However, if you have major repairs that need to be done or if you’re just dreaming of making some improvements to your home, you…

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How to Fix a Credit Report Error

Fix a Credit Report Error Fixing Errors on your Credit Report can be tricky!  Do you know that there are two national credit bureaus in Canada? These bureaus are Equifax Canada and TransUnion Canada. Both credit-reporting agencies can provide you with access to your credit report and…

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Stop Juggling Credit Cards Debts

How to Stop Juggling Credit Cards Debts Too Many Credit Cards, Too Much Debt Today, many Canadians are over their heads in debt. Much of this debt comes from credit cards. In fact, credit cards now account for the second highest debt load in Canada (30%). In…

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How to plan affordable family vacations

Taking affordable family vacations without breaking the bank Summer is almost here and you’re probably thinking about taking a summer vacation with the family. However, if you’re not careful, the cost of a vacation can very quickly spiral out of control. With travel, lodging, food and entertainment,…

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Top 10 Summer Money Saving Tips That You Must Know

10 – Summer money saving tips for YOU The warm weather is finally arriving and summer is right around the corner. If you’re like us, you’re probably thinking of all of the great summer fun that you’re going to have this year. Now, you know that fun…

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Bank Fees You Can Easily Avoid

Bank fees you can easily avoid If you’ve ever taken a close look at your monthly bank statement, you’ve probably noticed a lot of bank fees and service charges. Even small bank fees can end up costing you a lot of money over time. For example, just…

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Loans for Self Employed

Loans for self employed If you are self-employed, you may find that it is difficult to get a loan. Since many self-employed workers have inconsistent incomes, lenders often make it much more complicated to get a loan, if they do decide to give you one at all.…

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Be smart with your tax refunds

How to be smart with your tax refund Getting a tax refund can be exciting, especially if your refund is larger than you expected. However, before you use that refund to buy yourself a new TV, it’s important to think about if making a splurge purchase is the…

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Avoid Tax Identity Theft To Secure your Tax Refund

  During tax time, you likely have a lot on your mind. You want to be certain that you fill out all of your forms correctly, you want to ensure that you submit your taxes on time and you want to do whatever you can to get…

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Borrowing Money to Save for Retirement: Should you do it?

Borrowing Money to Save for Retirement: Should you do it? Why You shouldn’t borrow for your RRSP? Saving for retirement is important and the sooner you start, the more money you’ll have when you retire. Putting money into an RRSP is a great idea, but what if you don’t…

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Prudent Financial Services

Serving the GTA since 1984

North York