Can’t pay back bad debt? Is a licensed trustee or unlicensed credit counsellor a better option?

Pay back bad debt when it’s out of control Debt management can be difficult. It can be difficult and worrying to be faced with a debt load that you are unable to handle and it can be tough to determine what you can do to get back…

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Home Equity Personal Loan or Second Mortgage: Which is better for you?

Home Equity Personal Loan Or Second Mortgage? If you are in heavy debt and looking for relief, you may end up looking at your home for help. Borrowing against your home can be a helpful way to get out of a bad debt situation or to get…

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Use Your Car to Help Your Credit Score

Use Your Car to Help Your Credit Score In modern society, having credit issues is nothing out of the ordinary.  In fact, it may be more unusual to find a large group of people that don’t have any credit problems than finding ones that do.  And with…

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Do You Use Your Credit Cards Wisely?

How to Use Your Credit Cards Wisely Credit cards are a payment tool. They’re used to make it more convenient and easier to pay for purchases. However, it’s important to always remember that you still have to pay for your purchases and that means paying your credit…

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How to Estimate the Equity in Your Car

How to Estimate the Equity in Your Car As a vehicle owner, it probably is not an everyday occurrence for you to consider what your car is worth. Owning a car is a valuable resource, because you can easily use it to get a car title loan…

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Why Too Many Credit Cards Can Hurt Your Credit Score

Why Too Many Credit Cards Can Hurt Your Credit Score If you have bad credit and you are trying to re-establish it, congratulations. You are on the road to financial recovery. However, one of the things that can actually hold you back from this is having too many…

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Spring Clean Your Finances

Spring Clean Your Finances Spring is in the air; the sun is shining, the birds are singing, and your finances definitely need a little spring cleaning.  Now is the time to take a good, hard look at your finances and make small changes that could help you…

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Prudent Financial Services

Serving the GTA since 1984

North York