1-888-852-7647 info@prudentfinancial.net

Bankruptcy Loans and Proposal Loans for Whitby

Whitby residents can get a same day bad credit loan at Prudent after bankruptcy, during bankruptcy and even at the beginning of bankruptcy – whatever stage of bankruptcy you’re in.

Proposals are different. Prudent offers same day loans after a proposal. During a proposal, it will depend on your job, income and debt and if you have a paid off car 6 years or newer. Loans are also available at the beginning of a proposal if you have a paid off car or if you wish to buy a car. Please note prudent might pay off your proposal depending on how much you owe.

Why wait 6 years to start improving your credit repayment history when you can start reporting with a Prudent loan today!

All Prudent loans are reported to the major credit bureaus in Canada. As long as you pay on time Prudent will report your positive Prudent loan rating (I 1) to the major credit reporting agencies in Ontario.

For pre-approval speak to a loan officer today at 1-888-852-7647 or apply online.

Click here to learn more about the ABCs of credit.

Why come to Prudent?

  • In 1984, Prudent was the first in Ontario to offer bankruptcy loans.
  • You won’t believe our low rates and service for discharged or undischarged bankruptcy and proposal loans in the GTA.
  • Have an emergency? Call 3 business days before the payment date. We’ll hold your payment up to 2 weeks – no charge! No costly NSF’s charges.
  • All our loan payments are reported to the credit bureaus, so you can start to rehabilitate your credit.


Whitby – A city of opportunities

A vibrant city in Durham region of Ontario –Whitby is commonly addressed as the commuter suburb in the east of GTA. It is the home of one of the largest minor sports centres in North America. Other renowned establishments are – Durham College, Trafalgar Castle College, Port Perry and Gerdau Ameristeel. There are also many pharmaceutical manufacturers are currently located in Whitby such as – Patheon, Johnson Controls, Lear Corporation, Auto modular Assemblies and McGraw-Hill Ryerson.

Due to modern immigration the population growth of Whitby has increase significantly- over 27.2% in the last 5 years. According to 2006 census, Whitby has a total population of 110,455 with visible minority of 18,730 – mostly from south Asia, China and Caribbean. Prudent has been offering bad credit loans to residents of Whitby since 1984.