Flexible Loan Options for Every Goal
At Prudent Financial, we know that life has a way of throwing you a curveball at the most unexpected of times. We're also aware that sometimes its challenging for hard working folks to get the bank financing they might need to pay for some of life's big milestones. That's why we have been here for Ontario residents since 1984, helping individuals like you, meet your ever changing financial needs.
Home Renovations
Pay Off Credit Cards
Family Emergencies
Tuition Loan
Business Financing
How It Works
We make non-bank borrowing as easy as 1-2-3, all you need to qualify is to own your home or your current model car.
Apply in Minutes
Apply online and answer a few simple questions about your home or car and you'll be minutes away from cash in your account. Or, simply call our loan centre and one of our agents will be happy to assist you.
Get Approved Same-Day
One of our customer loan agents will contact you to review your application and discuss a customized loan plan with you. If you apply after business hours, your approval can be processed the next business day.
Receive Funds
Once approved, you loan agent will explain how the funds will be automatically deposited into your account. And voila, its really that simple!!
Helping Canadians Since 1984
Since 1984, we’ve helped thousands of Ontario residents get the loans they need and help improve their credit scores. Nothing speaks louder than the kind words from our customers.
The Prudent Choice
Being a top bank alternative lender we are pleased to work with all kinds of credit situations and because we are an equity lender, you won’t be asked to present proof of employment or income.
No Proof of Income Required
Affordable Rates & Terms
Improve Your Credit Score
Financial Resources
We’re alway here to help. Browse our free tips for wise financial management, saving, investing, credit score improvement and much more to keep your money where it belongs. In your pocket.