Car Title Loans

Similar to borrowing against the equity in your home, if  you own a current-model vehicle that’s paid off,  you can borrow up to $50,000 (o.a.c.) against the vehicle’s estimated value.  Get approved in 30 minutes or less!

Why a Prudent Financial vehicle title loan?

competitive rates

Very Competitive Rates

same day loan

Fast, same day loans up to $50,000 o.a.c.

paid off loan

Open loans so you can pay off early

credit bureau report

Loans that report to the credit bureau

Vehicle Title Loan Rules

A Vehicle Title Loan, also known as a Car Title Loan, is a loan using an owned and paid off vehicle as collateral or security against the borrowing amount.  You as the borrower retain the full use of your car during the loan period for as long as payments are made.

  • You keep and drive your vehicle
  • 30-Minute Approvals
  • Open Loans (Pay Back in Full Anytime With No Penalty)
  • No credit checks or proof of employment required
  • Industry Leading Approval Rates
  • Serving Ontario for over 40+ years
  • No Upfront fees
  • Competitive Rates
  • No liens. No leases
  • Must be fully insured.
  • GPS Installation may be required

What You Need

  • Proof of Insurance (Slip)
  • Proof of Ownership
  • Valid Ontario Driver’s License
  • Void Cheque
  • Two References

Get approved in less than 30-minutes by borrowing against your paid-off vehicle. Apply Today!

All cars must have no liens, no leases and be fully insured.