About Us

Leaders in the lending industry for bad credit loans in the GTA since 1984

Financial Service Providers

PRUDENT FINANCIAL SERVICES (PFS) opened in 1984, specializing in the lowest cost same day personal and vehicle title loans for people with bankruptcies, proposals or bad credit scores in Toronto and GTA. Prudent was the first to offer bankruptcy loans in Ontario.

In the following years, PFS opened two more divisions:

PRUDENT MORTGAGE CORP, in 2004, an experienced brokerage offering competitively priced mortgages for people with bad credit. PMC has multiple lenders and can find the best deal for you. Leave the shopping around to us. Click here.

PRUDENT VALUE CARS, in 2008, a superior pre-owned auto dealership offering new brakes and tires with almost every vehicle and the highest standards in safety testing. Lowest cost loans up to $25,000 from our Prudent Financial Services Loan Centre. . PFS offers the lowest cost interest to people with bruised credit in Toronto and the GTA. Get the car you want and the loan you need on the same day.

Today, PFS is a one-stop centre for all your financial needs — personal, vehicle, mortgage and personal home equity loans. Click here.

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Surely I would recommend anyone for an emergency loan I know they will support me hands down. Friendly and helpful staff. Been going here for the 4th time now. Loan was given to me in the hour.

MD Toronto May 5, 2017

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My husband and I have been dealing with Deborah McGee for quite some time. We were not the average high scoring clients but with Deborah’s dedication, efficiency, thoroughness and above all her LOVE of helping and giving people a second chance, we were able to get what we needed. We would not be in this better position today if it wasn’t for her.
She’s a wonderful employee who goes over and beyond and is an absolute joy to deal with.
Thank you, Deborah

Charmaine Toronto May 5, 2017


Prudent Financial Services

Business Hours

Monday to Friday
9am - 5pm

9am - 1pm


Serving the GTA since 1984

North York