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FREE Toronto Canada Day Events for the Whole Family!

On June 26, 2019 / Affordable Family Activities, Canada Day, Family Activities in Toronto, Summer Activities in the GTA, Summer Fun on a Budget / Comments Off

1.East York Canada Day Parade & Festival 2019 Beginning with a parade, this day of family fun includes rides, artisans, food, live music, demonstrations by IMPACT Skate Club, and more. Location: Stan Wadlow Park, 373 Cedarvale Avenue, East York More information: https://www.todocanada.ca/city/toronto/event/east-york-canada-day-celebrations/ 2.Q107 Canada Day Picnic Head…

Happy Canada Day from Prudent Financial!

On June 27, 2018 / Canada Day, Prudent Financial / Comments Off

Happy Canada Day from all of us at Prudent Financial! It can be easy to take for granted how lucky we are to live and work in Canada. We sit on nature’s doorstep. A short drive can take us to the Rocky Mountains, a fresh water beach,…

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Stuck between “I need to save money” and “You only live once”? Tip: a budget can help you do both! Create a “mad m… https://t.co/UdJYzqd78w 02:30:00 PM May 28, 2020

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The Fineprint

Here is the fine print for your Prudent loan.

Min and Max period for a Prudent loan repayment

Answer: 1-5 years

What is the maximum annual percentage rate (APR), which includes the interest rate plus fees and other costs for a year?

Answer: 5.75% plus annual fee (ranges from 10% -19%) APR* – Start at 6.99% to 56.5% maximum (effective rate will vary).

A representative example of a Prudent loan – How is it broken down with all applicable fees

A typical 1000.00 loan, paid off over a 12 month period borrows an amount of 1020.00 which includes the $20 credit application fee. Total cost is 231.94. Payment is 104.33. This does not include optional life insurance

*Rates vary according to credit risks but at all times compliant with all applicable legislation and Prudent does not rely upon any exclusion intended for a pay day style loan company.

Liens and other searches 16.00 and up dependent on loan amount and amortization.

In some situations some security may be required.

Approval times are based on optimal situation - customer has all documents and extensive verification is not required.

Questions? We pioneered the Responsible Lender Pledge. Call us anytime and we’ll be happy to discuss your loan and what fees may be involved depending on your particular circumstances.

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