Archive for the Money Saving Tips Category

How to plan affordable family vacations

Taking affordable family vacations without breaking the bank Summer is almost here and you’re probably thinking about taking a summer vacation with the family. However, if you’re not careful, the cost of a vacation can very quickly spiral out of control. With travel, lodging, food and entertainment,…

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Top 10 Summer Money Saving Tips That You Must Know

10 – Summer money saving tips for YOU The warm weather is finally arriving and summer is right around the corner. If you’re like us, you’re probably thinking of all of the great summer fun that you’re going to have this year. Now, you know that fun…

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Bank Fees You Can Easily Avoid

Bank fees you can easily avoid If you’ve ever taken a close look at your monthly bank statement, you’ve probably noticed a lot of bank fees and service charges. Even small bank fees can end up costing you a lot of money over time. For example, just…

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Be smart with your tax refunds

How to be smart with your tax refund Getting a tax refund can be exciting, especially if your refund is larger than you expected. However, before you use that refund to buy yourself a new TV, it’s important to think about if making a splurge purchase is the…

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Avoid Tax Identity Theft To Secure your Tax Refund

  During tax time, you likely have a lot on your mind. You want to be certain that you fill out all of your forms correctly, you want to ensure that you submit your taxes on time and you want to do whatever you can to get…

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Borrowing Money to Save for Retirement: Should you do it?

Borrowing Money to Save for Retirement: Should you do it? Why You shouldn’t borrow for your RRSP? Saving for retirement is important and the sooner you start, the more money you’ll have when you retire. Putting money into an RRSP is a great idea, but what if you don’t…

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Living PayCheque to PayCheque? Say No To Pay Day Loans!

Living PayCheque to PayCheque? If you’re living pay cheque to pay cheque and worry about running short on money to cover your expenses, a pay day loan can seem tempting. However, it’s important to understand the high interest rates and charges that come with pay day loans.…

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Need money? Credit cards vs. Personal Loans

Need money? Credit cards or Personal Loans When you need money, it’s easy to apply for another credit card. Credit cards are easy to get and even easier to use. It’s quick, simple and convenient to simply swipe or tap your card to pay for your latest purchases.…

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Benefits of RRSP

Benefits of RRSP At this time of year, many people are starting to put together their yearly income taxes and thinking about putting some additional money into their RRSP. An RRSP (or Registered Retirement Saving Plan) is a type of investment account that is designed to help…

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Holiday Budgeting Guide

Holiday budgeting 101 Know your expenses. The Holiday shopping guide The average Canadian is expected to spend between $1200 and $1800 this holiday season. This includes gifts, travel, decorations and entertainment for the holiday season. Those holiday costs can certainly add up and put a strain on…

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