Archive for the Remembrance Day Category

Home → Remembrance Day

Remembrance Day: Remember, Today, and Every Day

On November 8, 2017 / Proposal Loans, Prudent Financial, Remembrance Day / Comments Off

Remembrance Day: Remember, Today, and Every Day This weekend, we take a moment to remember those who fought, and continue to fight, bravely to defend all that we hold dear. Those who sacrificed their lives, pushed courageously forward to defend us, and saved lives. Today, and every…

Twitter

Case study: one #Millennial was considering #Bankruptcy after expensive car purchase in his youth – is it the right… https://t.co/mTUAE14k39 about 1 hour ago

Follow @PrudentLoans

Prudent Financial Services

Business Hours

Monday to Friday
9am - 5pm

Saturday
9am - 1pm

Sunday
CLOSED

Serving the GTA since 1984

Toronto
Etobicoke
Scarborough
Mississauga
North York
Brampton
Ajax
Barrie

Burlington
Hamilton
Whitby
Pickering
Kitchener
London
Markham
Oakville

The Fineprint

Here is the fine print for your Prudent loan.

Min and Max period for a Prudent loan repayment

Answer: 1-5 years

What is the maximum annual percentage rate (APR), which includes the interest rate plus fees and other costs for a year?

Answer: 5.75% plus annual fee (ranges from 10% -19%) APR* – 15.75% – 24.75% maximum (effective rate will vary).

A representative example of a Prudent loan – How is it broken down with all applicable fees

A typical 1000.00 loan, paid off over a 12 month period borrows an amount of 1020.00 which includes the $20 credit application fee. Total cost is 231.94. Payment is 104.33. This does not include optional life insurance

*Rates vary according to credit risks but at all times compliant with all applicable legislation and Prudent does not rely upon any exclusion intended for a pay day style loan company.

Liens and other searches 16.00 and up dependent on loan amount and amortization.

In some situations some security may be required.

Questions? We pioneered the Responsible Lender Pledge. Call us anytime and we’ll be happy to discuss your loan and what fees may be involved depending on your particular circumstances.