April 2013 - Prudent Financial - Your Best Bank Alternative

Why Too Many Credit Cards Can Hurt Your Credit Score

By admin | April 30, 2013

Why Too Many Credit Cards Can Hurt Your Credit Score If you have bad credit and you are trying to re-establish it, congratulations. You are on the road to financial recovery. However, one of the things that can actually hold you back from this is having too many credit cards. Why? Every time you apply for…

Spring Clean Your Finances

By admin | April 4, 2013

Spring Clean Your Finances Spring is in the air; the sun is shining, the birds are singing, and your finances definitely need a little spring cleaning. Now is the time to take a good, hard look at your finances and make small changes that could help you save money and take control of your money…

Fine print for your Prudent loan

FSCO Lic. #12059)

Minimum and Max period for a Prudent loan repayment is 6 - 48 months.

Maximum annual percentage rate (APR), which includes the interest rate plus fees and other costs for a year - from 19.99% to 34.99% maximum (effective rate will vary).

A representative example of a Prudent loan – How is it broken down with all applicable fees
A typical $1,000.00 loan, paid off over a 12 month period borrows an amount of $1,020.00 which includes the $20 credit application fee. Total cost is $231.94. Payment is $104.33. This does not include optional life insurance.

*Rates vary according to credit risks but at all times compliant with all applicable legislation and

In some situations some security may be required.

Approval times are based on optimal situation – customer has all documents and extensive verification is not required.

Questions? We pioneered the Responsible Lender Pledge. Call us anytime and we’ll be happy to discuss your loan and what fees may be involved depending on your particular circumstances.

Archive for April 2013

Why Too Many Credit Cards Can Hurt Your Credit Score

Spring Clean Your Finances

Fine print for your Prudent loan

Quick Links

Help Centre

Contact Us