May 2013 - Prudent Financial - Your Best Bank Alternative

Do You Use Your Credit Cards Wisely?

By admin | May 21, 2013

How to Use Your Credit Cards Wisely Credit cards are a payment tool. They’re used to make it more convenient and easier to pay for purchases. However, it’s important to always remember that you still have to pay for your purchases and that means paying your credit card bill. When you receive your bill, you’ll…

How to Estimate the Equity in Your Car

By admin | May 2, 2013

How to Estimate the Equity in Your Car As a vehicle owner, it probably is not an everyday occurrence for you to consider what your car is worth. Owning a car is a valuable resource, because you can easily use it to get a car title loan wherever you need to be quickly. But did…

Fine print for your Prudent loan

FSCO Lic. #12059)

Minimum and Max period for a Prudent loan repayment is 6 - 48 months.

Maximum annual percentage rate (APR), which includes the interest rate plus fees and other costs for a year - from 19.99% to 34.99% maximum (effective rate will vary).

A representative example of a Prudent loan – How is it broken down with all applicable fees
A typical $1,000.00 loan, paid off over a 12 month period borrows an amount of $1,020.00 which includes the $20 credit application fee. Total cost is $231.94. Payment is $104.33. This does not include optional life insurance.

*Rates vary according to credit risks but at all times compliant with all applicable legislation and

In some situations some security may be required.

Approval times are based on optimal situation – customer has all documents and extensive verification is not required.

Questions? We pioneered the Responsible Lender Pledge. Call us anytime and we’ll be happy to discuss your loan and what fees may be involved depending on your particular circumstances.

Archive for May 2013

Do You Use Your Credit Cards Wisely?

How to Estimate the Equity in Your Car

Fine print for your Prudent loan

Quick Links

Help Centre

Contact Us