November 2014 - Prudent Financial - Your Best Bank Alternative

Control Credit Card Spending During the Holidays

By admin | November 17, 2014

Avoid Using Your Credit Cards During the Holidays Yes, the holiday season is almost here. That means it’s nearly time for the excitement, stress, rush and busyness of the season. It also means that it’s nearing the time of year where a lot of people spend a lot of money on parties, gifts, décor and…

Financial Stress can Lead to Depression

By admin | November 11, 2014

Financial Stress can lead to Depression Financial stress can be hard. Mounting bills, existing debts and figuring out how to make ends meet every month can take a toll mentally, emotionally and even physically. In fact, financial difficulties can even lead to depression. For many people, this stress and depression is temporary. Once you’ve come…

Fine print for your Prudent loan

FSCO Lic. #12059)

Minimum and Max period for a Prudent loan repayment is 6 - 48 months.

Maximum annual percentage rate (APR), which includes the interest rate plus fees and other costs for a year - from 19.99% to 34.99% maximum (effective rate will vary).

A representative example of a Prudent loan – How is it broken down with all applicable fees
A typical $1,000.00 loan, paid off over a 12 month period borrows an amount of $1,020.00 which includes the $20 credit application fee. Total cost is $231.94. Payment is $104.33. This does not include optional life insurance.

*Rates vary according to credit risks but at all times compliant with all applicable legislation and

In some situations some security may be required.

Approval times are based on optimal situation – customer has all documents and extensive verification is not required.

Questions? We pioneered the Responsible Lender Pledge. Call us anytime and we’ll be happy to discuss your loan and what fees may be involved depending on your particular circumstances.

Archive for November 2014

Control Credit Card Spending During the Holidays

Financial Stress can Lead to Depression

Fine print for your Prudent loan

Quick Links

Help Centre

Contact Us