by Prudent Financial Services | Dec 9, 2020 | Bad Credit Borrowing, Bad Credit Mortgage, Borrow with Your Car, Borrow With Your Home, Covid-19, Credit Card Debt, Equity Loans
Covid-19 has been a challenge for most over the last 9 months. Some businesses have thrived if they are a service that is curbside capable. But many have not. CTV reported recently that 1 in 7 stores are not expected to survive the pandemic. You personally may have...
by Prudent Financial Services | Nov 16, 2020 | Bad Credit Borrowing, Bad Credit Mortgage, Borrow With Your Home, Equity Loans, Reverse Mortgage
Home equity loans vs Reverse Mortgages As a home owner, you probably know already that your home is a valuable asset. When you find yourself short of money, it proves an almost guaranteed way to get a yes from the majority of lenders. Non-bank lenders especially are...
by Prudent Financial Services | Nov 4, 2020 | Advantages of Bankruptcy, Bad Credit Borrowing, Bankruptcy in Canada, Bankruptcy Loans, Canadian Consumer Debt, Consolidating Debt, Consumer Proposal, consumer Proposal in Ontario, Covid-19, Credit After Bankruptcy, Equity Loans, Financial Counselling, Getting Out of Debt, Interest Rates, Proposal Loans
Covid-19 and your Finances Two types of emergencies exist that can impact your financial situation. The first type of emergency is when you suddenly have to pay a large unexpected expense (i.e. car repair). The second type of crisis is when your income is unexpectedly...
by Prudent Financial Services | Oct 29, 2020 | Bad Credit Borrowing, Consolidating Debt, Credit Rebuilding, Getting a Loan with Bad Credit, How to Rebuild Credit, Prudent Financial, Prudent Mortgage Corp, Smart Money Club
Credit Scores and How you can improve yours With Canadians facing an unprecedented social and economic crisis, it can be a challenge to keep up with monthly payments. Many are focussed on getting through the pandemic and caring for their physical and mental...
by Prudent Financial Services | Oct 20, 2020 | Bad Credit Borrowing, Debt Management, Financial Planning, Prudent Financial, Saving Money, Smart Money Club, Tips to Save Money, Winter Budget Planning
People can fall into debt for a variety of reasons, the majority of which are specific to your financial situation. People sometimes fall into debt because of circumstances out of their control and of no fault of their own. Inability to pay bills, student loans,...
by Prudent Financial Services | Sep 30, 2020 | Bad Credit Borrowing, Canadian Consumer Debt, Covid-19, Financial Planning, Getting Out of Debt
In a short span of time, the pandemic has created a “new normal” for Canada and the World. The vast majority of industries have been heavily impacted by the pandemic; especially travel and hospitality. For instance, Airbnb CEO and Cofounder Brian Chesky stated in...
