by Prudent Financial Services | Nov 4, 2020 | Advantages of Bankruptcy, Bad Credit Borrowing, Bankruptcy in Canada, Bankruptcy Loans, Canadian Consumer Debt, Consolidating Debt, Consumer Proposal, consumer Proposal in Ontario, Covid-19, Credit After Bankruptcy, Equity Loans, Financial Counselling, Getting Out of Debt, Interest Rates, Proposal Loans
Covid-19 and your Finances Two types of emergencies exist that can impact your financial situation. The first type of emergency is when you suddenly have to pay a large unexpected expense (i.e. car repair). The second type of crisis is when your income is unexpectedly...
by Prudent Financial Services | Apr 22, 2020 | Bankruptcy in Canada, Bankruptcy Loans, Credit After Bankruptcy, Loan with Bad Credit, Undischarged Bankruptcy Loan
Are you in the middle of a bankruptcy? This is what’s known as an “undischarged bankrupt” — you’ve filed for bankruptcy but haven’t yet finished paying it off. And you haven’t been released from your legal obligation to repay debts. When you’ve declared bankruptcy,...
by Prudent Financial Services | Mar 18, 2020 | Bankruptcy in Canada, Bankruptcy Loans, Buy a New Vehicle, Buying a Car, Buying a Used Car in Ontario, Car Loan Borrowing, Consumer Proposal, consumer Proposal in Ontario, Credit After Bankruptcy, Filed for Bankruptcy, Filing for Bankruptcy in Canada, Prudent Financial, Prudent Value Cars, Rebounding After a Consumer Proposal, Undischarged Bankruptcy Loan
Thinking about filing for a consumer proposal or bankruptcy? You might have a few questions. One of the questions we hear most frequently is “what happens to my vehicle?” Whether you’re considering filing for a consumer proposal or bankruptcy, your car could be...
by Prudent Financial Services | Jul 17, 2019 | Bankruptcy in Canada, Bankruptcy Loans, Credit After Bankruptcy, Credit Rebuilding, Credit Repair in Canada, Filed for Bankruptcy, Filing for Bankruptcy in Canada, Fixing Your Credit, Prudent Financial, Rebuilding Credit
If you’ve just filed for bankruptcy, rebuilding credit may be on your mind. The good news is that you don’t have to wait long. In fact, when it comes to rebuilding credit after bankruptcy, the sooner you start, the better. Believe it or not, you can actually start...
by Prudent Financial Services | Mar 21, 2019 | Bad Credit Borrowing, Bankruptcy in Canada, Bankruptcy Loans, Buy a House after Bankruptcy, Credit After Bankruptcy, Credit Rebuilding, Filed for Bankruptcy, Filing for Bankruptcy in Canada, Loan After Bad Credit, Loan with Bad Credit, Undischarged Bankruptcy Loan, Videos
One of the most difficult things about filing for bankruptcy can be rebuilding credit after the fact. It can be harder to get approved for loans and credit cards – but these can be the very things that help raise your credit score. That’s why at Prudent Financial we...
by Prudent Financial Services | Feb 6, 2019 | Bankruptcy in Canada, Bankruptcy Loans, Credit After Bankruptcy, Filed for Bankruptcy, Filing for Bankruptcy in Canada, Rebuilding Credit, Secured Credit Card, Secured Credit Card to Rebuild Credit, Undischarged Bankruptcy Loan
Filing for bankruptcy can give you a clean financial slate by erasing debt, but it also leaves you with the worry of never having decent credit again. Fortunately, this doesn’t have to be the case. While an R9 score remains on your credit report for seven years after...
