by Prudent Financial Services | Oct 20, 2020 | Bad Credit Borrowing, Debt Management, Financial Planning, Prudent Financial, Saving Money, Smart Money Club, Tips to Save Money, Winter Budget Planning
People can fall into debt for a variety of reasons, the majority of which are specific to your financial situation. People sometimes fall into debt because of circumstances out of their control and of no fault of their own. Inability to pay bills, student loans,...
by Prudent Financial Services | Jan 29, 2020 | Consumer Debt, Credit Card Debt, Debt Management, Financial Counselling, Financial Problems, Getting Out of Debt, Loan with Bad Credit, Prudent Financial
It’s Bell Let’s Talk Day – a day that creates awareness around mental health initiatives. This topic is so important, particularly when it comes to finances, as money problems and mental health are often interconnected. Debt frequently triggers stress, which can...
by Prudent Financial Services | Aug 14, 2019 | Build a Strong Budget, Consolidating Debt, Consumer Proposal, consumer Proposal in Ontario, Credit Card Debt, Debt Consolidation, Debt Freedom, Debt Management, Prudent Financial, Saving Money, Second Mortgage
Sometimes no matter how much you try to make ends meet, your monthly expenses stretch you thin. In this case, you have two options: the first is to earn more money (easier said than done sometimes!). The second option is to reduce your monthly expenses. There are...
by Prudent Financial Services | May 30, 2019 | Bank of Canada Interest Rate, Canadian Consumer Debt, Canadian Interest Rate, Debt Management, Interest Rates
Bank of Canada Interest Rate Staying at 1.75% for May 2019 The Bank of Canada interest rate is staying the same for another month. On May 29, 2019, the Bank of Canada (BOC) announced that it is keeping the Canadian interest rate at 1.75% — the same amount it has been...
by Prudent Financial Services | Feb 27, 2019 | Borrow with Your Car, Borrow With Your Home, Consolidating Debt, Credit Card Debt, Debt Consolidation, Debt Management, Holiday Spending, Prudent Financial
The holiday season may be over, but there’s one part of it that isn’t finished yet: holiday bills. Many holiday shoppers tend to put purchases on their credit cards, which means that after the holidays are done, they have to deal with the corresponding credit card...
by Prudent Financial Services | Nov 21, 2018 | Bad Credit Borrowing, Credit Card Debt, Debt Management, Emergency Christmas Money, Getting a Loan with Bad Credit, Getting Out of Debt, Holiday Spending, Loan After Bad Credit, Payday Loans, Personal Loan Financing
The holiday season is an expensive time of year, which is why many look for quick cash loans — including payday loans. If this is you, STOP. Payday loans are about the worst thing you can do for your bank account. If you need quick cash to cover holiday expenses there...
