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Living with Covid-19 and your Finances

Living with Covid-19 and your Finances

by | Nov 4, 2020 | Advantages of Bankruptcy, Bad Credit Borrowing, Bankruptcy in Canada, Bankruptcy Loans, Canadian Consumer Debt, Consolidating Debt, Consumer Proposal, consumer Proposal in Ontario, Covid-19, Credit After Bankruptcy, Equity Loans, Financial Counselling, Getting Out of Debt, Interest Rates, Proposal Loans

Covid-19 and your Finances Two types of emergencies exist that can impact your financial situation. The first type of emergency is when you suddenly have to pay a large unexpected expense (i.e. car repair). The second type of crisis is when your income is unexpectedly...
Fast-Cash Alternatives to Payday Loans During the COVID-19 Pandemic

Fast-Cash Alternatives to Payday Loans During the COVID-19 Pandemic

by | May 13, 2020 | Bad Credit Borrowing, Car Title Loan, Car Title Loans, Equity Loans, Getting a Loan with Bad Credit, Home Equity Loan, Loan After Bad Credit, Loan with Bad Credit, Payday Loans, Personal Loan, Personal Loan Financing, Proposal Loans, Prudent Financial

The novel coronavirus (COVID-19) pandemic has brought many challenges for people around the world — both physically and financially. According to Macleans, as of April 28, Service Canada had received 7.3 million applications for the Canadian Emergency Response Benefit...
Credit Product Focus: What is an Equity Loan?

Credit Product Focus: What is an Equity Loan?

by | Sep 25, 2019 | Bad Credit Borrowing, Bankruptcy Loans, Borrow with Your Car, Borrow With Your Home, Car Title Loans, Consolidating Debt, Equity Loans, Getting a Loan with Bad Credit, Home Equity Loan, Home Equity Personal Loan, Personal Loan, Personal Loan Financing, Proposal Loans, Prudent Financial, Undischarged Bankruptcy Loan, Unsecured Home Loan

What exactly is an equity loan? You may have heard the term before, but we’re here to clear up any confusion. At its core, an equity loan means borrowing based on an asset that already own. One example is a home equity loan. When you take out a home equity personal...
Partway Through a Consumer Proposal? You Can Start Rebuilding Credit

Partway Through a Consumer Proposal? You Can Start Rebuilding Credit

by | Mar 27, 2019 | Bad Credit Borrowing, Consumer Proposal, consumer Proposal in Ontario, Credit Rebuilding, Credit Repair in Canada, Proposal Loans, Prudent Financial, Rebounding After a Consumer Proposal, Rebuilding Credit

There are many misconceptions out there about consumer proposal credit. One we hear often is that if you’ve filed for, or are in, a consumer proposal, you have to wait until you’re discharged to start rebuilding credit. To put it simply – this isn’t true! A personal...