Borrowing Money to Save for Retirement: Should you do it? Why You shouldn’t borrow for your RRSP? Saving for retirement is important and the sooner you start, the more money you’ll have when you retire. Putting money into an RRSP is a great idea, but what if you don’t…
Read more →Need money? Credit cards or Personal Loans When you need money, it’s easy to apply for another credit card. Credit cards are easy to get and even easier to use. It’s quick, simple and convenient to simply swipe or tap your card to pay for your latest purchases.…
Read more →Bankruptcy or Consumer Proposal – which one is the right option for debt solution? Part 2 Are you drowning in debt? If you are living pay cheque to pay cheque, or find your financial situation hard to control. Then you may need professional help regarding Two of…
Read more →Bankruptcy vs Consumer Proposal? Which is the right one for you? Part 1 First part of Prudent Financial’s video series: Bankruptcy vs Consumer Proposal ? Choose the right debt management solution. Too much debt! Need a way out? Know the difference between bankruptcy and consumer proposal. Learn,…
Read more →Do you need a bad credit loan? If you are looking for a loan but the bank says no, getting a bad credit loan can be an option. However, this may not mean that you have bad credit. Bad credit can affect you in many ways. If you…
Read more →How to use debt constructively ? Be smart with your finances and stop borrowing beyond your means. This video will help to you manage your debt in a positive manner and make the most out of it! Disclaimer The above video is for information purpose only. It has…
Read more →Default on a loan? So, what happens next? Nobody wants to default on a loan. But, what happens when you miss a payment on your loan in Ontario? Disclaimer The above article is for information purpose only. It has no relations what so ever with the services…
Read more →Filing a consumer proposal in Ontario. Here’s what you need to know. Disclaimer The above article is for information purpose only. It has no relationship whatsoever with the services offered by Prudent Financial Services Inc. Prudent reports all your Prudent loan payments to credit bureaus. But Prudent…
Read more →Pitfalls to avoid after Bankruptcy or Consumer Proposal Once you’ve successfully emerged from bankruptcy or consumer proposal, you’ll want to avoid ending up in those situations again. Successfully re-establishing your credit after a bankruptcy or consumer proposal is very important. Doing so will make lenders trust you…
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