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Undischarged Bankrupt? We Are The Only Lender in the GTA Who Will Lend To You

Undischarged Bankrupt? We Are The Only Lender in the GTA Who Will Lend To You

Are you in the middle of a bankruptcy? This is what’s known as an “undischarged bankrupt” — you’ve filed for bankruptcy but haven’t yet finished paying it off. And you haven’t been released from your legal obligation to repay debts. When you’ve declared bankruptcy,...
Consumer Proposals, Bankruptcies, and Your Vehicle

Consumer Proposals, Bankruptcies, and Your Vehicle

Thinking about filing for a consumer proposal or bankruptcy? You might have a few questions. One of the questions we hear most frequently is “what happens to my vehicle?” Whether you’re considering filing for a consumer proposal or bankruptcy, your car could be...
Credit Product Focus: What is an Equity Loan?

Credit Product Focus: What is an Equity Loan?

What exactly is an equity loan? You may have heard the term before, but we’re here to clear up any confusion. At its core, an equity loan means borrowing based on an asset that already own. One example is a home equity loan. When you take out a home equity personal...
Yes, We Offer Loans After Bankruptcy! Find Out More

Yes, We Offer Loans After Bankruptcy! Find Out More

One of the most difficult things about filing for bankruptcy can be rebuilding credit after the fact. It can be harder to get approved for loans and credit cards – but these can be the very things that help raise your credit score. That’s why at Prudent Financial we...
You Can Start Rebuilding Credit the Day After Filing for Bankruptcy – Here’s How!

You Can Start Rebuilding Credit the Day After Filing for Bankruptcy – Here’s How!

Filing for bankruptcy can give you a clean financial slate by erasing debt, but it also leaves you with the worry of never having decent credit again. Fortunately, this doesn’t have to be the case. While an R9 score remains on your credit report for seven years after...
Why Can’t I Refinance My House in an Undischarged Bankruptcy or in a Consumer Proposal?

Why Can’t I Refinance My House in an Undischarged Bankruptcy or in a Consumer Proposal?

We are frequently asked this question: can I refinance my house after filing for bankruptcy or filing for a consumer proposal? Often, consumers are told by banks and other financial institutions that they can’t borrow money while in an undischarged bankruptcy or in a...