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Don’t pay only the monthly minimum on your credit cards.

First Part of this video series will explain some the reasons why we should not pay the minimum monthly payment on our credit cards.

Paying only the monthly minimum payment of $10 on  your credit card can be convenient. But is it good for your credit history?

Did you know by only making mini. payment on your card , it may take 30 years to pay off your credit card debt?

Also, if your credit utilization ratio is more than 30% — which means you have spent more than 30% of your credit limit — your credit score may be affected negatively as well.

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