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Posts Tagged bad debt

Credit Focus: A Small Bad Debt Doesn’t Have to Destroy Your Credit

Credit Focus: A Small Bad Debt Doesn’t Have to Destroy Your Credit

You know the old cliché about small things making a big difference? If you have a small amount of bad debt, that saying can come true. Even a small amount of bad debt can significantly harm your credit. The minimum for a consumer proposal is $8,000, but…

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Rebuilding Good Credit: Dos and Don’ts

Rebuilding Good Credit: Dos and Don’ts

Once you’ve travelled down the path of credit concern – are missing payments, are at or over your limits, are getting collections calls, or have filed a consumer proposal or bankruptcy, you may be thinking that there really is no way to get back. That isn’t the…

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Good Debt vs Bad Debt

Good Debt vs Bad Debt

We all have debts each and every month. But there are debts that work towards a healthy financial future, and debts that hold you back and erode your credit rating. Let’s explore good debt vs bad debt. Bad Debt. This would be something like a credit card…

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Avoid common fees and penalties in Ontario

How to avoid common fees and penalties. Whether you’re a saver or spender, you may have faced situation where you had to pay fees or penalty. Whether it’s an NSF charge or an ATM transaction fee — you can easily avoid them. Because at the end of…

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Use debt constructively – be smart with your money!

How to use debt constructively ? Be smart with your finances and stop borrowing beyond your means. This video will help to you manage your debt in a positive manner and make the most out of it! Disclaimer The above video is for information purpose only. It has…

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What happens when you default on a loan?

Default on a loan? So, what happens next? Nobody wants to default on a loan. But, what happens when you miss a payment on your loan in Ontario? Disclaimer The above article is for information purpose only. It has no relations what so ever with the services…

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Thinking Of Filing A Consumer Proposal

Filing a consumer proposal in Ontario. Here’s what you need to know. Disclaimer The above article is for information purpose only. It has no relationship whatsoever with the services offered by Prudent Financial Services Inc. Prudent reports all your Prudent loan payments to credit bureaus. But Prudent…

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