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Posts Tagged credit card

Control Credit Card Spending During the Holidays

Avoid Using Your Credit Cards During the Holidays Yes, the holiday season is almost here. That means it’s nearly time for the excitement, stress, rush and busyness of the season. It also means that it’s nearing the time of year where a lot of people spend a…

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Small Balance On Your Credit Card Will Affect Your Credit!

Small balance on your credit card can ruin your credit score! Don’t ignore small balances on your credit cards! You may procrastinate to pay off the small balance (it may be as low as 10 cents) , but it’s never a good idea. Sometimes you may receive…

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Why Too Many Credit Cards Can Hurt Your Credit Score – Part2

This video explains why having too many credit cards is not a good idea! It’s very easy to get a credit card now a days, whether you have bad or good credit you can easily get a credit card. But having too many credit cards can hurt…

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Credit Cards Can Hurt Your Credit Score – Why? Part1

Why Too Many Credit Cards Can Hurt Your Credit Score? This is the first part of our video series of ‘ Why having too many credit cards is a bad idea?” How does credit cards can hurt your credit rating? An average Canadian has at least one…

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Don’t pay only the monthly minimum on Credit Card part 2

   Don’t pay only the monthly minimum on credit card- Part 2. Paying monthly minimum on credit card may seem easy. But it’s not a good idea. Because you are never paying off the balance on your credit card, which will impact your credit score. One of the…

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Don’t pay only the monthly minimum on Credit Card Part 1

Don’t pay only the monthly minimum on your credit cards. First Part of this video series will explain some the reasons why we should not pay the minimum monthly payment on our credit cards. Paying only the monthly minimum payment of $10 on  your credit card can…

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Pitfalls to avoid after Bankruptcy or Consumer Proposal

Pitfalls to avoid after Bankruptcy or Consumer Proposal

Pitfalls to avoid after Bankruptcy or Consumer Proposal Once you’ve successfully emerged from bankruptcy or consumer proposal, you’ll want to avoid ending up in those situations again. Successfully re-establishing your credit after a bankruptcy or consumer proposal is very important. Doing so will make lenders trust you…

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Do You Use Your Credit Cards Wisely?

How to Use Your Credit Cards Wisely Credit cards are a payment tool. They’re used to make it more convenient and easier to pay for purchases. However, it’s important to always remember that you still have to pay for your purchases and that means paying your credit…

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Why Too Many Credit Cards Can Hurt Your Credit Score

Why Too Many Credit Cards Can Hurt Your Credit Score If you have bad credit and you are trying to re-establish it, congratulations. You are on the road to financial recovery. However, one of the things that can actually hold you back from this is having too many…

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