Posts Tagged personal finance

How to plan affordable family vacations

Taking affordable family vacations without breaking the bank Summer is almost here and you’re probably thinking about taking a summer vacation with the family. However, if you’re not careful, the cost of a vacation can very quickly spiral out of control. With travel, lodging, food and entertainment,…

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Avoid Tax Identity Theft To Secure your Tax Refund

  During tax time, you likely have a lot on your mind. You want to be certain that you fill out all of your forms correctly, you want to ensure that you submit your taxes on time and you want to do whatever you can to get…

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Small Balance On Your Credit Card Will Affect Your Credit!

Small balance on your credit card can ruin your credit score! Don’t ignore small balances on your credit cards! You may procrastinate to pay off the small balance (it may be as low as 10 cents) , but it’s never a good idea. Sometimes you may receive…

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Why Too Many Credit Cards Can Hurt Your Credit Score – Part2

This video explains why having too many credit cards is not a good idea! It’s very easy to get a credit card now a days, whether you have bad or good credit you can easily get a credit card. But having too many credit cards can hurt…

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Don’t pay only the monthly minimum on Credit Card part 2

 Don’t pay only the monthly minimum on credit card- Part 2. Paying monthly minimum on credit card may seem easy. But it’s not a good idea. Because you are never paying off the balance on your credit card, which will impact your credit score. One of the factor…

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Pitfalls to avoid after Bankruptcy or Consumer Proposal

Pitfalls to avoid after Bankruptcy or Consumer Proposal Once you’ve successfully emerged from bankruptcy or consumer proposal, you’ll want to avoid ending up in those situations again. Successfully re-establishing your credit after a bankruptcy or consumer proposal is very important. Doing so will make lenders trust you…

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Loans After Bankruptcy? How can it help you?

Why should you take a loan after bankruptcy? When you come out of bankruptcy, you’ll want to find a way to re-establish your credit rating. One way to do this is by rebuilding your credit history. You can rebuild your credit rating by taking out a manageable…

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Spring Clean Your Finances

Spring Clean Your Finances Spring is in the air; the sun is shining, the birds are singing, and your finances definitely need a little spring cleaning.  Now is the time to take a good, hard look at your finances and make small changes that could help you…

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