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Archive for December 2016

Smart Money: Finance Your Car in the Same Place You Buy

Smart Money: Finance Your Car in the Same Place You Buy

Buying a car can be exciting. Such a purchase is often as emotional as it is financial or practical, and the thought of zipping around in a new ride usually brings a smile to your face. That is, if you’re sitting pretty as far as your credit…

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Happy Holidays from Prudent Financial

Happy Holidays from Prudent Financial

May the holiday season bring you joy and happiness, health and prosperity, love and laughter! From the entire team at Prudent Financial, we wish you all the best this holiday season and a very happy New Year!

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Rebuilding Credit to Buy a House After Bankruptcy

Rebuilding Credit to Buy a House After Bankruptcy

When you claim bankruptcy, your credit takes a nosedive. This is just a simple, albeit very hard, truth. Since your credit represents your level of risk to lenders, an R9 rating on your credit report (the rating given if bankruptcy is filed) signals to lenders that you…

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Bad Credit Loans: What to Look for in a Lender

Bad Credit Loans: What to Look for in a Lender

When you’ve got great credit and go for a loan, obtaining approval is usually pretty easy. Since your credit is what represents your level of risk to lenders, when you have great credit behaviour, you represent a low risk. However, if you’re sitting with less than stellar…

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