Credit Product Focus: What is an Equity Loan?

by Prudent Financial Services | Sep 25, 2019 | Bad Credit Borrowing, Bankruptcy Loans, Borrow with Your Car, Borrow With Your Home, Car Title Loans, Consolidating Debt, Equity Loans, Getting a Loan with Bad Credit, Home Equity Loan, Home Equity Personal Loan, Personal Loan, Personal Loan Financing, Proposal Loans, Prudent Financial, Undischarged Bankruptcy Loan, Unsecured Home Loan

What exactly is an equity loan? You may have heard the term before, but we’re here to clear up any confusion. At its core, an equity loan means borrowing based on an asset that already own. One example is a home equity loan. When you take out a home equity personal...

How to Obtain Home Equity Financing Without Getting Other People on Title Involved

by Prudent Financial Services | Jul 24, 2019 | Borrow With Your Home, Home Equity Financing, Home Equity Loan, Home Equity Personal Loan, Mortgage Financing, Prudent Financial, Prudent Mortgage Corp, Unsecured Home Loan

Home equity financing can help you achieve a lot of financial goals — complete a home renovation, fund a major event, like a wedding or tuition, get out of debt, and more. But sometimes it can be difficult to secure the financing if there are other people on title....

When Does a Second Mortgage Make Sense?

by Prudent Financial Services | Jun 13, 2019 | Bad Credit Mortgage, Borrow With Your Home, Home Equity Financing, Mortgage Financing, Prudent Financial, Prudent Mortgage Corp, Second Mortgage

Is a second mortgage the right choice for you? If you’ve been wondering the answer, here’s how to tell. First off, let’s define what a second mortgage is. When you first buy your home, you take out a purchase loan – your first mortgage. This is typically secured by a...

Types of Mortgage Lenders Who Offer Mortgage Refinancing

by Prudent Financial Services | Apr 10, 2019 | Bad Credit Mortgage, Borrow With Your Home, Home Equity Financing, Home Equity Loan, Home Equity Personal Loan, Mortgage Financing, Mortgage Refinancing, Prudent Financial, Prudent Mortgage Corp, Second Mortgage

Thinking about applying for mortgage refinancing? It can be a great way to: Consolidate debtFund a home renovationPay for a big event, like a weddingCover education costsAnd more. But if you’re looking into mortgage refinancing, you’ll need to decide where to secure...

Did You Know You Can Borrow Up to $30,000 at Prudent? [New YouTube Video]

by Prudent Financial Services | Mar 6, 2019 | Borrow with Your Car, Borrow With Your Home, Home Equity Financing, Home Equity Loan, Home Equity Personal Loan, How to Get Approved For a Loan, Prudent Financial, Videos

At Prudent Financial, we make it easy for you to get money when you need it. Did you know that you can borrow up to $30,000 through us? If you own your home or a paid-off car, you might be eligible for one of our home equity loans or other types of financing. See our...

Holiday Credit Card Debt Is In – Now What? Use Your Home or Car to Consolidate Debt

by Prudent Financial Services | Feb 27, 2019 | Borrow with Your Car, Borrow With Your Home, Consolidating Debt, Credit Card Debt, Debt Consolidation, Debt Management, Holiday Spending, Prudent Financial

The holiday season may be over, but there’s one part of it that isn’t finished yet: holiday bills. Many holiday shoppers tend to put purchases on their credit cards, which means that after the holidays are done, they have to deal with the corresponding credit card...