by Prudent Financial Services | Nov 4, 2020 | Advantages of Bankruptcy, Bad Credit Borrowing, Bankruptcy in Canada, Bankruptcy Loans, Canadian Consumer Debt, Consolidating Debt, Consumer Proposal, consumer Proposal in Ontario, Covid-19, Credit After Bankruptcy, Equity Loans, Financial Counselling, Getting Out of Debt, Interest Rates, Proposal Loans
Covid-19 and your Finances Two types of emergencies exist that can impact your financial situation. The first type of emergency is when you suddenly have to pay a large unexpected expense (i.e. car repair). The second type of crisis is when your income is unexpectedly...
by Prudent Financial Services | Oct 29, 2020 | Bad Credit Borrowing, Consolidating Debt, Credit Rebuilding, Getting a Loan with Bad Credit, How to Rebuild Credit, Prudent Financial, Prudent Mortgage Corp, Smart Money Club
Credit Scores and How you can improve yours With Canadians facing an unprecedented social and economic crisis, it can be a challenge to keep up with monthly payments. Many are focussed on getting through the pandemic and caring for their physical and mental...
by Prudent Financial Services | Oct 7, 2020 | Car Title Loan, Car Title Loans, Consolidating Debt, Covid-19, Credit Card Debt, Debt Consolidation, Home Equity Personal Loan, Saving Money
Canadians have been continuously warned of the dangers of Covid-19 and impact of not taking health and social distancing guidelines seriously. The term “second wave” has been used constantly by politicians and public health experts to warn of the potential for a spike...
by Prudent Financial Services | Sep 22, 2020 | Bad Credit Borrowing, Consolidating Debt, Tips to Save Money
Credit cards can be a huge help when we need to buy things online. And especially when we are moving closer to a cashless society. But it goes without saying, we need to be careful about amassing amounts on a card that we can’t pay off in full each month. Paying...
by Prudent Financial Services | Jan 15, 2020 | Consolidating Debt, Consolidating Payday Loans, Debt Consolidation, Payday Loans, Personal Loan, Personal Loan Financing, Prudent Financial
Q: What’s the best approach to payday loans? A: Consolidate them and never look back! Payday loans often seem like a good idea at first. If you need cash fast, they meet that immediate need. But the long-term consequences are not nearly as effective… When you go to a...
by Prudent Financial Services | Sep 25, 2019 | Bad Credit Borrowing, Bankruptcy Loans, Borrow with Your Car, Borrow With Your Home, Car Title Loans, Consolidating Debt, Equity Loans, Getting a Loan with Bad Credit, Home Equity Loan, Home Equity Personal Loan, Personal Loan, Personal Loan Financing, Proposal Loans, Prudent Financial, Undischarged Bankruptcy Loan, Unsecured Home Loan
What exactly is an equity loan? You may have heard the term before, but we’re here to clear up any confusion. At its core, an equity loan means borrowing based on an asset that already own. One example is a home equity loan. When you take out a home equity personal...