by Prudent Financial Services | Oct 20, 2015 | Bankruptcy Loans, Credit Rebuilding, Filing for Bankruptcy in Canada, How to Rebuild Credit
For a number of reasons, filing for bankruptcy in Canada has become a popular debt relief option over the last few years. It is true, bankruptcy does hurt credit but it is often the most viable option for many who can’t pay debts that have become too high to manage....
by Prudent Financial Services | Sep 15, 2015 | Buying a Used Car in Ontario, Car Loan Borrowing, Credit Rebuilding, Prudent Financial
Fall is officially upon us, and the start of a new season often heralds many things. For many, this means a vehicle upgrade – and if one is in your near future, we are keen to assist. Here is some ‘buying a used car in Ontario’ 101 to help you best determine...
by Prudent Financial Services | Jul 14, 2015 | Credit Rebuilding, Loan After Bad Credit, Money Saving Tips, Renting Furniture
The time has come; you’ve finally decided to acknowledge that your shabby old couch or outdated dining room table just don’t seem to match you style (or anything for that matter), and so, it is time to retire those pieces and refresh your look with something new. But...
by Prudent Financial Services | Oct 31, 2014 | Credit Rebuilding
When Debt Consolidation is not a Good Idea Debt consolidation looks very appealing. At minimum, consolidating your debt will simplify your debt situa tion for you. This means that you won’t have to struggle to remember which payments are due to which lender and when...
by Prudent Financial Services | Sep 13, 2014 | Credit Rebuilding
What is Credit Card Utilisation and how does it Impact your Credit Score? Credit card utilisation is how much of the available credit on your credit cards you are using. It is calculated by dividing the amount of a person’s credit card balances by the credit limit on...
by Prudent Financial Services | Aug 31, 2014 | Bad Credit Borrowing, Credit Rebuilding, Money Saving Tips
Almost everyone worries about finances sometimes, but extreme financial stress can lead to depression and other health issues. Here are a few tips to help. Financial Stress can Lead to Depression Financial stress can be hard. Mounting bills, existing debts and...