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Just Filed for Bankruptcy – When Can I Start Rebuilding Credit?

Just Filed for Bankruptcy – When Can I Start Rebuilding Credit?

If you’ve just filed for bankruptcy, rebuilding credit may be on your mind. The good news is that you don’t have to wait long. In fact, when it comes to rebuilding credit after bankruptcy, the sooner you start, the better. Believe it or not, you can actually start...
Credit Repair 101 – How the Credit You Choose Impacts Rebuilding Your Credit

Credit Repair 101 – How the Credit You Choose Impacts Rebuilding Your Credit

Your credit score is affected by many things, but did you know that the type of credit you choose actually plays a factor? Many people approach credit repair by choosing a credit product and paying that credit off on time and in full. While this is a good approach in...
ABCs of Credit – Do You Actually Have Good Credit?

ABCs of Credit – Do You Actually Have Good Credit?

Do you have good credit? The answer may not be as simple as you think. Good credit is not: Tons of debt.Credit cards close to, at, or over the limit. Late payments can last for six years on your credit report. So do collection items, even if you pay them off. Good...
Partway Through a Consumer Proposal? You Can Start Rebuilding Credit

Partway Through a Consumer Proposal? You Can Start Rebuilding Credit

There are many misconceptions out there about consumer proposal credit. One we hear often is that if you’ve filed for, or are in, a consumer proposal, you have to wait until you’re discharged to start rebuilding credit. To put it simply – this isn’t true! A personal...
Yes, We Offer Loans After Bankruptcy! Find Out More

Yes, We Offer Loans After Bankruptcy! Find Out More

One of the most difficult things about filing for bankruptcy can be rebuilding credit after the fact. It can be harder to get approved for loans and credit cards – but these can be the very things that help raise your credit score. That’s why at Prudent Financial we...
Getting Back to Basics – New Year’s Credit Rebuilding Resolutions

Getting Back to Basics – New Year’s Credit Rebuilding Resolutions

The new year is just days away. Have you considered a credit rebuilding resolution? New Year’s resolutions can get a bad rap at times. We read a lot in the news about how they are difficult to stick with and how most people abandon theirs by the second week of...