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Cheap and Free Winter Activities in the GTA

On January 16, 2017 / Free Winter Activities, Winter Budget Planning / Comments Off

We are well into the winter season now, and with the holidays behind us, many of us are looking for cheap and free winter activities to keep the winter blues at bay without breaking the bank. Here is a list of our favourites. Cheap and Free Winter…

Smart Money Club: Winter Budget Planning: Fun Winter Activities That You Can Do on A Budget

On October 24, 2016 / Winter Budget Planning / Comments Off

Winter is just around the corner, and that means that the snow and cold weather are on their way too. As the days get shorter and we spend more time inside, it can be hard to find things to do for fun that don’t cost a lot.…

Twitter

Need inspiration? Here’s how several personal finance bloggers #SaveMoney over the holidays. From @CBC & ft.… https://t.co/is1v04DJXJ 11:30:00 AM December 13, 2018

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Here is the fine print for your Prudent loan.

Min and Max period for a Prudent loan repayment

Answer: 1-5 years

What is the maximum annual percentage rate (APR), which includes the interest rate plus fees and other costs for a year?

Answer: 5.75% plus annual fee (ranges from 10% -19%) APR* – 15.75% – 24.75% maximum (effective rate will vary).

A representative example of a Prudent loan – How is it broken down with all applicable fees

A typical 1000.00 loan, paid off over a 12 month period borrows an amount of 1020.00 which includes the $20 credit application fee. Total cost is 231.94. Payment is 104.33. This does not include optional life insurance

*Rates vary according to credit risks but at all times compliant with all applicable legislation and Prudent does not rely upon any exclusion intended for a pay day style loan company.

Liens and other searches 16.00 and up dependent on loan amount and amortization.

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