Prudent Value Cars Has a New Website!

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Prudent Value Cars has a new website!

With same day, in-house financing up to $25,000, Prudent Value Cars has vehicle solutions for people in all types of financial situations, including:

People with bad credit in Toronto/the GTA.
People in a bankruptcy or consumer proposal.
Self-employed.

Prudent Value Cars offers the lowest rates for bad credit used car loans in Toronto/the GTA!

Looking for a premium used vehicle? Check out our inventory at www.prudentvaluecars.com.

On September 9, 2019 / Buy a New Vehicle, Buying a Car, Buying a Used Car in Ontario, Car Loan Borrowing, Car Title Loan, Car Title Loans, Financing a Car, Prudent Financial, Prudent Value Cars, Used Car Buying Tips, Used Car Financing / Comments Off

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Prudent Financial Services

Business Hours

Monday to Friday
9am - 5pm

Saturday
9am - 1pm

Sunday
CLOSED

Serving the GTA since 1984

Toronto
Etobicoke
Scarborough
Mississauga
North York
Brampton
Ajax
Barrie

Burlington
Hamilton
Whitby
Pickering
Kitchener
London
Markham
Oakville

The Fineprint

Here is the fine print for your Prudent loan.

Min and Max period for a Prudent loan repayment

Answer: 1-5 years

What is the maximum annual percentage rate (APR), which includes the interest rate plus fees and other costs for a year?

Answer: 5.75% plus annual fee (ranges from 10% -19%) APR* – 15.75% – 24.75% maximum (effective rate will vary).

A representative example of a Prudent loan – How is it broken down with all applicable fees

A typical 1000.00 loan, paid off over a 12 month period borrows an amount of 1020.00 which includes the $20 credit application fee. Total cost is 231.94. Payment is 104.33. This does not include optional life insurance

*Rates vary according to credit risks but at all times compliant with all applicable legislation and Prudent does not rely upon any exclusion intended for a pay day style loan company.

Liens and other searches 16.00 and up dependent on loan amount and amortization.

In some situations some security may be required.

Approval times are based on optimal situation - customer has all documents and extensive verification is not required.

Questions? We pioneered the Responsible Lender Pledge. Call us anytime and we’ll be happy to discuss your loan and what fees may be involved depending on your particular circumstances.