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Posts Tagged credit card debt

Holiday Credit Card Debt Is In – Now What? Use Your Home or Car to Consolidate Debt

Holiday Credit Card Debt Is In – Now What? Use Your Home or Car to Consolidate Debt

The holiday season may be over, but there’s one part of it that isn’t finished yet: holiday bills. Many holiday shoppers tend to put purchases on their credit cards, which means that after the holidays are done, they have to deal with the corresponding credit card debt.…

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More Credit Card Debt Always the Wrong Answer

More Credit Card Debt Always the Wrong Answer

For many Canadians, debt is a reality of life. With the various monthly payments, along with those incidentals that spring up unannounced, debt can creep up quickly to the point that it becomes unmanageable. For some, amassing more credit card debt to cover such financial requirements sometimes…

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Small Balance On Your Credit Card Will Affect Your Credit!

Small balance on your credit card can ruin your credit score! Don’t ignore small balances on your credit cards! You may procrastinate to pay off the small balance (it may be as low as 10 cents) , but it’s never a good idea. Sometimes you may receive…

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Why Too Many Credit Cards Can Hurt Your Credit Score – Part2

This video explains why having too many credit cards is not a good idea! It’s very easy to get a credit card now a days, whether you have bad or good credit you can easily get a credit card. But having too many credit cards can hurt…

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Credit Cards Can Hurt Your Credit Score – Why? Part1

Why Too Many Credit Cards Can Hurt Your Credit Score? This is the first part of our video series of ‘ Why having too many credit cards is a bad idea?” How does credit cards can hurt your credit rating? An average Canadian has at least one…

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Don’t pay only the monthly minimum on Credit Card part 2

   Don’t pay only the monthly minimum on credit card- Part 2. Paying monthly minimum on credit card may seem easy. But it’s not a good idea. Because you are never paying off the balance on your credit card, which will impact your credit score. One of the…

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Don’t pay only the monthly minimum on Credit Card Part 1

Don’t pay only the monthly minimum on your credit cards. First Part of this video series will explain some the reasons why we should not pay the minimum monthly payment on our credit cards. Paying only the monthly minimum payment of $10 on  your credit card can…

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Thinking Of Filing A Consumer Proposal

Filing a consumer proposal in Ontario. Here’s what you need to know. Disclaimer The above article is for information purpose only. It has no relationship whatsoever with the services offered by Prudent Financial Services Inc. Prudent reports all your Prudent loan payments to credit bureaus. But Prudent…

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