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Posts Tagged Prudent Financial Services

Buying a Car in Ontario – Top 5 Tips You Never Thought About…

Buying a Car in Ontario – Top 5 Tips You Never Thought About…

Buying a car — whether it’s brand new or new-to-you — is a big decision. And there’s a lot to consider. It can be difficult to keep in mind everything you need to ask. But asking the right questions, especially if you’re buying a used vehicle, is…

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BOC Interest Rate Up to 1.25%: What to Do If You’re Drowning in Debt

BOC Interest Rate Up to 1.25%: What to Do If You’re Drowning in Debt

We’re less than three weeks into 2018, but already we’ve got some big news: the Bank of Canada (BOC) interest rate has increased again. On January 17, 2018, the BOC interest rate rose to 1.25%. This is the highest it’s been in nine years, according to the…

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Is Another Bad Credit Loan Really the Answer?

Is Another Bad Credit Loan Really the Answer?

Maybe this sounds like a familiar scenario — you’re in financial trouble and your credit is shot, so you take out a bad credit loan to pay your bills and start rebuilding credit. Only you can’t pay your bad credit loan on time, so you take out…

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Mortgage Refinancing in an Uncertain Housing Market

Mortgage Refinancing in an Uncertain Housing Market

It’s no secret that Canada’s real estate market has been going through changes. With increased Bank of Canada interest rates, new Canadian mortgage rules, and Canadian household debt higher than ever, there’s a lot of uncertainty in the air. It can be tough as a homeowner to…

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How to Get Bad Credit Loans Without Getting Scammed

How to Get Bad Credit Loans Without Getting Scammed

Unfortunately, the old saying can be true — it’s a dog eat dog world out there. And that can be made even more apparent if you’re seeking bad credit loans. When you have bad credit, you are more vulnerable. Less people want to loan to you, so…

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So, You Filed for Personal Bankruptcy in Canada – Now What?

So, You Filed for Personal Bankruptcy in Canada – Now What?

If you’ve filed for personal bankruptcy in Canada, you’re not alone. Thousands of Canadians have done the same. In 2016, 66,256 personal bankruptcies were declared in Canada. Of those, about 25,000 were filed in Quebec and roughly 17,500 in Ontario. In addition, 63,471 consumer proposals were received…

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Happy Holidays from Prudent Financial Services

Happy Holidays from Prudent Financial Services

Happy Holidays from the Prudent Financial Services family! We wish you and yours all the best this holiday season and a prosperous New Year. See you in 2018!

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Winter Car Maintenance: Get Your Car Snow Ready in 1-2-3

Winter Car Maintenance: Get Your Car Snow Ready in 1-2-3

Getting your car snow ready can seem to take as long as winter itself. But winter car maintenance really doesn’t need to be a hassle — and keeping on top of it will help save you money and reduce debt in the long run. Here are the…

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Mortgage Refinancing in Canada – is it Literally Now or Never?

Mortgage Refinancing in Canada – is it Literally Now or Never?

There’s no question about it — Canadian homeowners are living with a lot of uncertainty. New Canadian mortgage rules and interest rate increases are coming fast and furious from government officials, which begs the question for those who own their home: is it time to refinance? There…

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Debt Freedom: How to Cover Holiday Financial Shortfalls

Debt Freedom: How to Cover Holiday Financial Shortfalls

The holidays are a time for celebration — time with family and friends, great food, wonderful presents… But the gifts, the grub, and the travel aren’t free and what starts out as fun can often turn scary once the harsh reality of post-holiday bills arrive. What if…

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