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Posts Tagged rebuilding credit

So, You Filed for Personal Bankruptcy in Canada – Now What?

So, You Filed for Personal Bankruptcy in Canada – Now What?

If you’ve filed for personal bankruptcy in Canada, you’re not alone. Thousands of Canadians have done the same. In 2016, 66,256 personal bankruptcies were declared in Canada. Of those, about 25,000 were filed in Quebec and roughly 17,500 in Ontario. In addition, 63,471 consumer proposals were received…

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So, You’ve Filed for Bankruptcy… Now What?

So, You’ve Filed for Bankruptcy… Now What?

So, you bit the bullet. You realized you were in too deep with your debt and decided to file for bankruptcy to get a fresh start. That’s great, but maybe now you’re thinking what’s next? What steps can you take going forward to mitigate the impacts of…

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Rebuilding Credit Tips: How Long Does Past Bad Credit Stay on Your Credit Report?

Rebuilding Credit Tips: How Long Does Past Bad Credit Stay on Your Credit Report?

When you’ve struggled to make ends meet, made less than the minimum payments (or no payments at all) on your bills, or had to choose which bills to cover and which to leave for the next month, your credit report is probably feeling the impacts right now.…

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Rebuilding Credit to Buy a House After Bankruptcy

Rebuilding Credit to Buy a House After Bankruptcy

When you claim bankruptcy, your credit takes a nosedive. This is just a simple, albeit very hard, truth. Since your credit represents your level of risk to lenders, an R9 rating on your credit report (the rating given if bankruptcy is filed) signals to lenders that you…

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Rebuilding Credit: Which Loans Actually Help You Rebuild?

Rebuilding Credit: Which Loans Actually Help You Rebuild?

In today’s society, so much rests on your credit. The ability to purchase a home (using mortgage financing), a car, rent an apartment – even some jobs will require a credit report. Having bruised credit can make life difficult, especially if you are an undischarged bankrupt or…

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Bad Credit Loans: Who Offers Them and What They Mean to You

Bad Credit Loans: Who Offers Them and What They Mean to You

Many of us have been there; struggling to make ends meet, bills piled high, many of which just can’t be paid, credit cards with balances that can’t seem to be met. These things accumulate and turn the credit report on its head – making good credit not…

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Rebuilding Credit After Bad Credit Behaviour in 1-2-3

Rebuilding Credit After Bad Credit Behaviour in 1-2-3

Many of us have been there – money is tight and it is the credit cards that bring up the slack. Or, perhaps the loss of a job or income meant some bills went unpaid one month, then the time playing catch-up just meant more and more…

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