Your Used Car Buying Checklist

When you’re shopping for a used car, there are certain questions you want to ask to make sure you are getting a good deal. We’ve put together a checklist that you can take with you for all of your used car buying needs.

Here is your used-car buying checklist:

1. Set a Budget

a. Know how much you can spend on:

  • The buying price. Think smart — get a car that has a strong value that you can pay off quickly and will provide longevity. This will be a great asset on a future trade-in, or even to pass down to a child who comes of driving age.
  • Taxes and fees.
  • Ongoing costs, such as maintenance, insurance, and fuel.

b. Consider your financial eligibility.

  • What is your credit score?

2. Type of Vehicle

  • Who will be using the car?
  • Is it for long distance or short distance driving?
  • How long is your daily commute?
  • Will you be doing in-town or highway driving?

3. At the Dealer

  • Look for a car that is six years old or newer.
  • Make sure the mileage is less than 100,000 kms, or as close to as possible.
  • Buy from a dealer who offers a guarantee.
  • If you’re self-employed or have bad credit, work with a dealer who offers in-house financing for more flexibility that actually reports to the credit bureau.
  • Ask how far the dealership goes on safety.

At Prudent Value Cars, our motto is “Every car is up to the standards I’d expect for a car my own mother would drive.”

We use a Toyota-certified mechanic for all of our pre-sell inspections. Cars usually surpass the minimum safety expectations. We also make sure every car is outfitted with new tires and new brakes. We offer same day in-house financing up to $25,000 and offer the lowest rates for bad credit used car loans in Toronto and the GTA.

Prudent also belongs to the UCDA, which requires a benchmark of service and ethical standards. See more about the UCDA here.

If you’re buying a used car in the Greater Toronto Area, Prudent Value Cars is your safest bet. Contact us today at 1.888.852.7647 or visit


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