Archive for May 2015

Announcing the Smart Money Club and our Commitment to Financial Literacy

We are really excited to announce the launch of our brand new Smart Money Club! Here at Prudent we are committed to helping Canadians become financially secure, and that means providing knowledge and tools to help get you there. A recent Statistics Canada report sheds some light…

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Spring has Sprung – How to Purge What You Don’t Use and Cash In!

You’ve likely already seen a number of them. They seem to appear almost magically as the weather warms up. People amass in droves to catch a glimpse of their potential. Some are far better than others, but the best can offer that needle-in-a-haystack find, that treasure trove…

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Payday loans – The most expensive credit product on the market

This Globe and Mail article highlights the high cost of payday loans and that there are many alternatives to Payday loans. http://www.theglobeandmail.com/report-on-business/payday-loans-what-are-the-alternatives/article24463099 Prudent is an excellent example – let’ compare A $1000 payday loan with a $210 bi-weekly fee that has been extended for 1 month =…

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How to Get a Loan After Bad Credit

It is no secret that many Canadians are in debt, but a recent Globe and Mail article highlighted just how much, stating “A growing segment of Canadian families is highly indebted, leaving them more vulnerable to any economic shift such as a job loss, illness or rising…

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How to Calculate Payday Loan Interest and What You Actually Pay

We have all heard the commercials and seen the ads. Payday loan companies promise financial paradise at $20 a pop – but what many people who fall prey to these ads don’t realize is that these claims couldn’t be farther from the truth. Payday loans, especially payday…

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North York