Archive for January 2018
Buying a Car in Ontario – Top 5 Tips You Never Thought About…
Buying a car — whether it’s brand new or new-to-you — is a big decision. And there’s a lot to consider. It can be difficult to keep in mind everything you need to ask. But asking the right questions, especially if you’re buying a used vehicle, is essential for saving you time and money in…
Read MoreBOC Interest Rate Up to 1.25%: What to Do If You’re Drowning in Debt
We’re less than three weeks into 2018, but already we’ve got some big news: the Bank of Canada (BOC) interest rate has increased again. On January 17, 2018, the BOC interest rate rose to 1.25%. This is the highest it’s been in nine years, according to the Huffington Post. The BOC interest rate affects all…
Read MoreIs Another Bad Credit Loan Really the Answer?
Maybe this sounds like a familiar scenario — you’re in financial trouble and your credit is shot, so you take out a bad credit loan to pay your bills and start rebuilding credit. Only you can’t pay your bad credit loan on time, so you take out another loan to pay the first one. Then…
Read MoreMortgage Refinancing in an Uncertain Housing Market
It’s no secret that Canada’s real estate market has been going through changes. With increased Bank of Canada interest rates, new Canadian mortgage rules, and Canadian household debt higher than ever, there’s a lot of uncertainty in the air. It can be tough as a homeowner to know the best course of action — especially…
Read MoreHow to Get Bad Credit Loans Without Getting Scammed
Unfortunately, the old saying can be true — it’s a dog eat dog world out there. And that can be made even more apparent if you’re seeking bad credit loans. When you have bad credit, you are more vulnerable. Less people want to loan to you, so the people who will do so make you…
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