Cheaper Than a Payday Loan… Why a Prudent Loan is the Best Choice

Pop quiz: what’s one of the worst types of loans you can get? If you answered a payday loan, you’re correct! Yet many people still turn to these loans because they’re quick. At Prudent Financial, we offer an alternative – same day loans that are much cheaper than a payday loan. Fast, secure financing in…

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Bad Credit Car Loans – What You Need to Know

If you have bad credit and need a vehicle, you might be eligible for a bad credit car loan – but you also need to beware. While there are legitimate car loans for people with bad credit available, not all lenders are the same. You need to watch for red flags, inflated prices, and more.…

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Types of Mortgage Lenders Who Offer Mortgage Refinancing

Thinking about applying for mortgage refinancing? It can be a great way to: Consolidate debt Fund a home renovation Pay for a big event, like a wedding Cover education costs And more. But if you’re looking into mortgage refinancing, you’ll need to decide where to secure that financing from. And there are several types of…

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ABCs of Credit – Do You Actually Have Good Credit?

Do you have good credit? The answer may not be as simple as you think. Good credit is not: Tons of debt. Credit cards close to, at, or over the limit. Late payments can last for six years on your credit report. So do collection items, even if you pay them off. Good credit is:…

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