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Bruised Credit vs. Bad Credit vs. Obliterated Credit

Bruised Credit vs. Bad Credit vs. Obliterated Credit

What is the difference between bruised credit, bad credit, and obliterated credit? We’re here to answer the question! To first understand that, let’s first define what is bad credit. In Canada, your credit score can range between 300 and 900, with 300 being the lowest...
Options for Cutting Your Monthly Expenses By 50% — Or More!

Options for Cutting Your Monthly Expenses By 50% — Or More!

Sometimes no matter how much you try to make ends meet, your monthly expenses stretch you thin. In this case, you have two options: the first is to earn more money (easier said than done sometimes!). The second option is to reduce your monthly expenses. There are...
Preparing to Refinance/Renew Your Mortgage at a Higher Interest Rate

Preparing to Refinance/Renew Your Mortgage at a Higher Interest Rate

Are you planning to renew your mortgage soon? If so, you could be in for sticker shock. Economists estimate about 24.1% of mortgages will renew in 2020, and 26.8% in 2021. Since 2017, we have seen interest rates rise significantly, going from 0.5% to 1.75%. If you...